RiskWrite is a highly configurable and scalable full cycle multi-channel insurance application. Now delivered as a Cloud Managed Service, it has been proven to be ideal for rapid growth MGAs, general and multi-national insurers as well as ambitious start-ups.

Full Cycle Functionality

RiskWrite contains deep functionality to cover the full cycle from Insurance Underwriting through Party Management, Accounting and Claims.

All supported by RiskWrite Analytics in the provision of inciteful business intelligence.

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RiskWrite was designed specifically to support multiple channels including face to face, broker portal, delegated authority and consumer direct.

Explore how our extensive multi-channel experience can support and drive your business.

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Advanced Services

RiskWrite includes a number of features allowing business users to configure an extremely broad range of insurance products.

All in a multi-company, country and currency environment.

Key Features

Full-Cycle Functionality


Key to RiskWrite's adaptability is an intuitive multi-section product builder which allows configuration users to quickly create or modify insurance products. The rules engine allows sophisticated logic to be implemented.


Create and automatically trigger professional, clean and compliant documentation including quotations, wordings, debit notes, cancellations and any number of custom documents.


RiskWrite Analytics allows users to graphically visualise business performance and analyse data using a business intelligence tool set with an intuitive drag and drop interface. London market reporting templates are delivered as standard.


RiskWrite supports claim processing from initial notification to final closure and records a history of all events and communications with the claims. Estimates are maintained as outstanding reserves and payments can be allocated against loss, legal or other costs, and adjuster fees.


RiskWrite can interact with third party systems and automatically integrates with advanced data sources/look-ups, thereby reducing questions and validating data quickly and automatically.

Delegated Authority

With RiskWrite, delegated authority risk processing is straightforward. Bordereaux spreadsheets can be imported in a user configurable way to create individual risks attached to a master cover or add or amend a schedule of assets to an insurance policy.

Rating and Logic

A powerful rules engine performs calculations such as rates, discounts, fees and taxes. RiskWrite has an internal scripting facility so that almost any logical action or calculation can be created.

Integrated Claims and Finance

A comprehensive full risk life cycle solution for risk processing, financials and claims handling. Extensive multi-currency technical account with output to a general ledger. Integrated claims management suite handling claims at policy section level with multi-currency reserving and payments.

Binder Management

MGAs can configure inward binders. Risks attaching to these binders will automatically inherit the appropriate carriers, commissions, risk codes, validation and reference data.


RiskWrite has an integrated double entry insurance ledger to support technical accounts including credit control, currency exchange movements and automatic carrier accounting and settlement.

Product Development Support

Products can be configured by our consultants or we can train you to manage it in-house. You'll have complete control over question sets, rating and documentation with support for multi-language, multi-currency and international taxes.

London Market

London Market processing is at the heart of RiskWrite. Both subscription and non-subscription processing is supported, including ACORD messaging capabilities. From high-volume/low-premium to high-value subscription risks, RiskWrite has it covered.

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Sabrefish recognises that the insurance market has moved from a single distribution channel, typically based around face-to-face or telephone policy negotiation, to a far less homogenous model where underwriters interact with brokers, intermediaries and the insured, in a variety of different ways. The new model offers huge opportunities but also introduces a number of operational challenges particularly around disintegrated systems and procedures.

Broker Portal

RiskWrite enables companies to create a highly configurable broker portal offering commodity or semi-commodity insurance products over the web to brokers and agents. Crucially, the broker portal is not a separate “bolt-on”, but an integrated part of the core application.

Delegated Authority

Bordereaux spreadsheets can be imported in a user configurable way to

  • Create individual risks, attached to a master cover
  • Add or amend a schedule of assets to a policy


RiskWrite can be embedded in customer facing websites or can support bespoke direct to consumer builds via its Risk Import capability.

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Supporting Services

RiskWrite is deployed with a range of advanced supporting services & capabilites

Product Builder

Definition of questions, conditional questions, validation, rating and document production is configured in a staging environment, tested and promoted to live with full version control.

Advanced Interfaces

RiskWrite comes with a number of interfaces including lookups, messaging and Risk and Claim load.

Accounting Ledger

All RiskWrite transactions, in both policy (through all channels) and claim management post detailed entries to RiskWrite’s book of accounts.

Business Rules Engine

All data capture, business validation, referral and calculation rules are user configurable and linked to products which can be varied and released according to business needs.

Document Repository

RiskWrite Cloud Managed Service comes with a powerful default repository, but can also integrate with other market leading products.

Advanced Reports

RiskWrite produces standard reports in multiple formats. Users are able to develop their own reports or easily build ad-hoc reports using RiskWrite Analytics.

Document Generator

RiskWrite has a powerful, rules based document generator to enable the automatic creation and issue of quotes, policies, debit notes and letters.
Fully integrated with the in-built product build facility so that all documents are automatically tailored to be relevant to that particular product and the individual assured.

Workflow Alerts & Diary

Flexible workflow allows business users to define specific product lifecycles and diary actions.

RiskWrite Analytics

Graphic visualisation of business performance and the ability to analysis risk, claim and customer data to influence future product or customer needs and opportunities.

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Trusted by...

Global insurance businesses through to exciting start-ups. Sabrefish deliver enterprise level, full-cycle, market-leading insurance software worldwide.

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